Employee benefits help your team and your business.

Protect, attract, and retain your team by building an employee benefits package.

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Attracting and retaining top talent is one of the most important challenges a business owner faces. Add value to your employees and stand out amongst competitors is by offering an employee benefits package. Especially since your most valuable asset is your team. They are the backbone of your company, and their hard work and dedication keep your business running. Protect, attract, and retain your team by building an employee benefits package. 

By offering a comprehensive employee benefits package, you can improve employee satisfaction and retention, reduce turnover costs, and even increase productivity. American Energy Insurance understands that not all employee benefits are created equal, which is why we offer comprehensive and customizable packages that cater to the unique needs of both employer and employee. American Energy Insurance can help you build an employee benefits package that will ensure that both your team and your business thrive! 

AEI Employee Benefit Features:

• Protection
• Wellness and Healthcare
• Financial Benefits 

Protection

One of the most valuable benefits you can offer your employees is protection, including life, disability, and accident insurance. Providing these personal benefits can help alleviate the financial burden on employees and their families during difficult times and create a sense of security. It also shows your employees that you value their well-being beyond the requirements of their job. We offer:

Group Accident Insurance

As an employer, shielding your employees from unforeseen occurrences is vital, and it makes them feel more secure. For instance, as a business owner dealing with industrial workers, you may be required to provide personal protective equipment to minimize worksite accidents. However, the additional safety measures may not necessarily guard against accidents that occur outside of working hours. That’s where employee benefits like group accident insurance become crucial. 

This type of insurance is particularly important in industries that are physically demanding, such as manufacturing, construction, or oil & gas. Accidents can happen when you least expect them. So having Group Accident Insurance provides your employees with peace of mind in case an accident does occur. With American Energy Insurance, you’ll be able to explore various coverage options and choose the plan that best meets the needs of your employees. 

Wellness and Healthcare

Employees who have access to wellness programs and healthcare benefits are more likely to be productive and less likely to take time off due to illness. This can lower healthcare costs, increase employee retention, and encourage a healthy work-life balance. Some benefits we offer include:  

Group Life Insurance

American Energy Insurance also offers group life insurance, providing financial security for your employees’ families in the case of an unexpected death. Group life insurance can provide a lump-sum payment to the employee’s designated beneficiaries to help cover expenses such as funeral costs, outstanding debts, and future living expenses. This type of insurance can provide peace of mind to your employees, knowing that their families will be taken care of in the event of their passing.

Group Health Insurance

As the cost of healthcare continues to rise, providing your team with quality health insurance can help alleviate the financial burden on them. American Energy Insurance offers a variety of health insurance plans, providing coverage for routine medical care, emergency services, hospitalization, prescription drugs, and more. By offering group health insurance, you can help your employees access affordable healthcare and improve their overall well-being, This can result in increased productivity, reduced absenteeism, and improved morale. American Energy Insurance provides comprehensive and customizable healthcare packages that cater to the varying healthcare needs of employees. 

Financial Benefits

Providing financial benefits such as 401(k) plans, stock options, and paid time off can help reduce financial stress for employees and increase job satisfaction. It also signals to employees that you are invested in their long-term success and financial well-being. Many employees consider these benefits when weighing potential employment opportunities.

Retirement Plans

American Energy Insurance offers retirement plans, such as 401(k) plans, to help your employees save for their future. By offering a retirement plan, you can attract and retain top talent, and help your employees secure their financial future. Retirement plans also offer tax advantages for both you and your employees, making them a win-win for everyone. With American Energy Insurance, you’ll be able to design a retirement plan that meets the needs of your employees while also aligning with your own business goals. Whether you choose a 401(k), profit-sharing plan, or something else entirely, our team can help you navigate the complex world of retirement planning.

Benefits of American Energy Insurance Employee Benefit Plans

Increased Employee Retention and Attraction

Offering a comprehensive benefits package is paramount to attracting and retaining top talent in any industry. Offering a strong benefits package  can set your business apart from your competition and increase employee loyalty, resulting in less employee turnover.

Simplified Management

Running a business is demanding, but American Energy Insurance can alleviate some of that stress by streamlining the management of your employee benefits plans, which is no small feat. As an employer, passing the task of managing benefits over to the American Energy Insurance team can result in easier plan administration and negotiation of premium rates. The specialized team can navigate the complexity of legal and regulatory requirements that change frequently, allowing for more time devoted to core business objectives.

Customizable Benefit Plans

Every business and employee is unique. That’s why American Energy Insurance offers customizable employee benefits packages to meet the specific needs of your business and employees. Our team of experts can help you design a package that includes the benefits your employees value most, helping you attract and retain top talent, reduce turnover costs, and increase job satisfaction.

American Energy Insurance Employee Benefits

Building a comprehensive employee benefits package can help protect, attract, and retain your team, ultimately improving your business’s overall success. American Energy Insurance offers a variety of employee benefits, including group accident insurance, group life insurance, group health insurance, and retirement plans, to help you take care of your employees and their families. If you’re interested in learning more about how American Energy Insurance employee benefits can help your business, reach out to us today. We can discuss the best package for your industry. Since most business success is dependent on the contentment of your employees. Learn how American Energy Insurance can support your team to help your business succeed!