Operators and Non-Operators Insurance protects your company’s capital.

Every operators and non-operator is different. American Energy Insurance provides insurance that is unique to your operations.

Comprehensive coverage to operate an oil and gas company.

Every operator and non-operator is different, so one-size-fits-all insurance policies are inappropriate for the oil and gas industry. At American Energy Insurance (AEI), we take a unique coverage approach designed to fit your company’s operations and goals. We learn to understand the specific risks involved in your day-to-day activities and create a coverage plan that meets those needs. Our team of experts has extensive experience in your industry and provides the personalized attention you need to ensure your business is protected. Let’s connect to understand your company’s needs better. 

The oil and gas industry is one of the most hazard-prone industries in the world, which means that workers are constantly exposed to potential injuries. American Energy Insurance offers a range of policies tailored to your business, providing liability coverage for third-party claims, workers’ compensation, general liability claims, and personal injury protection. We work closely with our clients, so there is always a policy to cover any risk specific to their operations. Request a quote or connect so we can understand what your company needs and start protecting your assets. 

How is AEI Different?

When it comes to insuring your business in the oil and gas industry, you need an insurance company that understands the unique challenges of your industry. With a team of experienced professionals who have worked in the industry for years, we offer a level of expertise unmatched by other insurance companies. 

Personalized Coverage Forms

At AEI, we understand that every oil and gas business is unique, so their insurance needs are just as unique. That’s why we offer personalized coverage forms customized to your business needs. Our team of experts carefully examines each MSA to determine the specific risks associated with your business. We then provide you with coverage options that are tailored to your business.

Familiarity with Different Standardized Coverage Forms

While we offer customized coverage forms, we also understand the standardized coverage forms used by different oil and gas insurers. Our team of experts is familiar with all the standardized coverage forms used in the industry, and we can advise you on which endorsements are needed and how they affect your policies and the risk transfer process.

Extensive Coverages

At AEI, we offer extensive coverages that give you the confidence that you are protected. We offer property, liability, pollution, downhole tools, property, rigs & equipment, control of wells, excess, umbrella, and many other coverages such as directors & officers, kidnap & ransom, crime, etc. Our goal is to provide you with comprehensive coverage options that meet your specific business needs.

Experienced Team of Professionals

All of our team members have worked in the oil and gas industry for years and bring a wealth of knowledge and expertise. Our team is dedicated to helping you navigate the complex world of insurance and ensuring you have the coverage you need to protect your business.

Excellent Customer Service

We pride ourselves on providing excellent customer service. Your insurance needs may change over time, and we are always available to answer any questions you may have. We provide the support you need to make informed decisions about your insurance coverage.

Comprehensive Coverage to Operate an Oil and Gas Company

Operating an oil and gas company isn’t for the faint of heart. It is an understatement to say that oil and gas operations can be dangerous. Your operations involve multiple employers on the same work site, all of whom have different roles to play. When something goes wrong, and the finger-pointing begins, you want to make sure you have the risks handled.

American Energy Insurance understands that the cost of insurance can be a significant concern for companies operating in the oil and gas industry. That’s why we work tirelessly to provide our clients with the most comprehensive coverage options at the most competitive rates. We understand that every operator’s financial resources are different, and we will work with your budget to find a coverage option that works for you.

Having the right policy in place can make all the difference when it comes to protecting your oil and gas operations. American Energy Insurance can provide customized coverage tailored to your specific needs, offering protection against accidents, equipment failure, environmental damage, and other potential liabilities. With their expert knowledge of the industry and coverage options, you can trust American Energy Insurance to help you navigate the complex world of insurance.

Personalized Coverage for Every Operation

Every operation is different, and so is the insurance coverage required. American Energy Insurance tailors our policies to fit your specific needs. Whether you are a small independent operator or a large corporation, we provide comprehensive coverage that is unique to your operations. Our expert team takes the time to understand your business, identify potential risks, and offer insurance solutions that align with your risk management goals.

Protection from Environmental Liability

When operations involve drilling, fracking, or transporting oil and gas, the potential for environmental accidents is always present. These accidents can have severe consequences not only for the environment but also for your business. With our environmental liability coverage, you can have peace of mind knowing that you are protected from the impact of an environmental accident. We understand the unique environmental challenges of the oil and gas industry and provide insurance solutions that are effective in mitigating those risks.

Coverage for Employee Injuries

Employee injuries are a common risk in the oil and gas industry. Despite putting in place stringent safety measures, accidents can still occur. As an operator or non-operator, you must ensure that your employees receive the protection they deserve. This is why we offer workers’ compensation insurance to cover your employees’ medical expenses, lost wages, and rehabilitation costs in case of work-related injuries or illnesses. We also provide coverage for employers’ liability, protecting you against any claims from employees who may hold you responsible for their injuries.

Protection from Legal Liability

In the event of an accident or crisis, claims and lawsuits are common in the oil and gas industry. As an operator or non-operator, you need to be prepared for these situations. With our general liability and excess liability coverage, we provide financial protection from legal liability claims that may arise due to property damage, bodily injury, or other claims against your operations. We offer insurance policies that are customizable to suit the unique risks of your business.

Expert Claims Handling

At American Energy Insurance, we understand that a smooth claims process is vital for your business’s continuity. Our experienced claims handlers work closely with you to ensure that you receive fair and timely claims settlements. We understand that time is of the essence in the oil and gas industry, and we are committed to handling your claims efficiently and effectively.

American Energy Insurance for Operators and Non-Operators Insurance

Operating an oil and gas company comes with its own set of unique risks and challenges. From environmental accidents to employee injuries, navigating through the complexities of the industry can be quite overwhelming. As an operator or non-operator, ensuring that you have the right insurance coverage is not just a requirement but a necessity.

American Energy Insurance can help you secure the protection you need by providing customized coverage options, risk engineering services, and expert industry knowledge. With our help, you can focus on what you do best, knowing that your operations are protected. Contact American Energy Insurance at 918-987-9229 today to learn more about our offerings and how we can help your business thrive.