Transportation insurance helps protect you from point A to point B.

Keep your business moving with transportation insurance.

Insure Your Transportation Business

Transportation is the backbone of the American economy, and any interruption in the flow of goods and services can have disastrous consequences for businesses. As a transportation company, ensuring your business is adequately insured against any possible risk is crucial. The right transportation insurance policy can protect your business from unexpected events such as accidents, theft, property damage, and liability claims. 

Since not all transportation businesses are the same, their coverage shouldn’t be either. For instance, a company that transports goods short distances with one truck has different needs than a company that moves high-value items across the country with a large fleet of trucks. While transportation companies, like airports, carry people to destinations that have an entirely different class of risks. When needing transportation insurance coverage, be sure to find customized coverage unique to your business’s needs and offerings. 

Whether interstate, international, or intercontinental transportation, your transportation insurance should be tailored to your business so you can have the right coverage. Choose an insurance company that understands the needs of your business. 

At American Energy Insurance, we understand that not all transportation companies face the same risks. We specialize in offering comprehensive coverage to transportation businesses to help them power forward while mitigating risk. Our team of experienced professionals is dedicated to creating customized solutions that meet your unique needs and safeguard your investments. Why keep risking your business? Learn today how American Energy Insurance can help protect you. 

Policies Customized for Your Business

Insurance solutions from American Energy Insurance caters to a wide range of business types since transportation insurance isn’t a one-size-fits-all solution. Different types of transportation businesses face different risks, and it’s essential to have a policy that responds to those specific risks. Here are some types of transportation businesses that can benefit from a transportation insurance policy:

A Closer Look at Transportation Industry Insurance

Air Transportation Insurance

Air transportation is one of the most critical industries where insurance policies are essential. American Energy Insurance provides coverage for all air carriers, including helicopters, regional airlines, commercial airlines, private jets, and light aircraft. Some of our most popular policies are general liability, passenger liability, and cargo liability insurance. These policies offer coverage in case of accidents, damages, or any third-party loss.

We also offer coverage for ground handlers, airport operators, and maintenance repair facilities. We understand the unique risks involved in air transportation, and our policies are designed to protect against those risks.

Marine Shipping Insurance

Marine shipping is another industry where insurance policies are necessary to protect against loss or damage caused by accidents, theft, or natural disasters. Our marine cargo insurance covers everything from goods in transit to warehouse storage, and our marine liabilities are designed to protect against liability claims arising from shipping operations.

We offer protection and indemnity insurance for vessel owners and operators to cover their liability for loss or damage to third parties. Our team of experts understands complicated regulations, and our policies are designed to take care of every aspect of marine insurance.

Medical Transportation Insurance

Transporting patients requires a unique set of insurance policies. American Energy Insurance offers various policies designed for ambulance services, non-emergency medical vehicles, and emergency medical transportation services. Our policies cover accidents, damages, and third-party liability claims.

We understand the need to adhere to healthcare regulations and other specific requirements, and our policies are designed to meet those needs. We also provide coverage for medical facilities, hospices, and nursing homes that operate non-emergency medical transport vehicles.

Trucking Insurance

Trucking is one of the most common forms of transportation, and it comes with its set of risks and liabilities. American Energy Insurance provides policies that cover cargo loss and damage, commercial auto liability, physical damage, and general liability insurance.

We also offer coverage for owner-operators, motor carriers, freight forwarders, and logistics companies. Our policies provide comprehensive coverage that protects businesses against potential losses, damages, or liability claims.

American Energy Insurance provides transportation insurance policies that cater to different industries. Our team of experts understands each industry’s complicated regulations and unique risks. We provide comprehensive coverage against loss, damages, and any third-party liability claims. 

American Energy Insurance offers customized insurance plans based on your specific needs. We understand that what you transport matters, and our policies are designed to provide coverage that meets your unique requirements.

Important Recommended Policies

Covering the Business

Some insurance coverages are recommended for most businesses, regardless of size and type. For example, employment practice liability insurance (EPLI) may protect your business if accused of discrimination or harassment. Commercial property and general liability insurance are essential to help protect your building and property and offer coverage in the event someone is injured on your property.

Coverage for Managing Transportation Logistics

There’s a lot of planning involved when transporting goods from one place to another. Transportation logistics provides coverage for times when things don’t go as planned. Maybe a shipment is delayed, a connection is missed, or something else happens. You can be held responsible for damages this causes others. Additionally, if part of your business involves warehousing vehicles or goods that belong to someone else, you’ll likely need specific coverage for that.

Insurance for Business-Owned Vehicles

Vehicles make up a significant piece of many transportation companies. Proper business auto insurance is the first step to a comprehensive insurance program. For some organizations, a standard business auto insurance policy might be enough. This may provide coverage for physical damage to its own vehicles and liability coverage for property damage or bodily injury a driver might be responsible for. For businesses with many vehicles, fleet insurance might be an option. Request a quote from American Energy Insurance today! 

Commercial Auto Insurance

This insurance policy covers any commercial vehicles your business uses primarily for operations, such as vans, trucks, and cars. This insurance policy covers property damage and injuries resulting from accidents.

Cargo Insurance

Cargo insurance is important if your transportation business deals with the shipment of goods. This form of transportation insurance offers financial protection against the loss or damage of cargo during transit. It also covers goods theft, a common risk in the transportation industry.

General Liability Insurance

General Liability Insurance provides coverage for accidents or injuries that occur on your business premises. It is essential if your business has a physical location where customers or clients visit.

Workers’ Compensation Insurance

Workers’ compensation insurance covers medical expenses, disability, and lost wages if an employee is injured on the job.

Umbrella Insurance

The umbrella insurance policy provides supplementary protection to your primary policy. If a claim exceeds the limit of your primary insurance policy, the umbrella policy will provide additional coverage.

Protect Your Business with American Energy Insurance

Transportation insurance policies should respond to the risks associated with your business type. American Energy Insurance offers comprehensive transportation insurance policies across the board. 

American Energy Insurance offers various transportation insurance policies that can help you safeguard your business’s financial interests. When choosing an insurance policy, make sure to analyze the risks that your business is exposed to. Understanding the different types of transportation insurance policies provided by American Energy Insurance will help you decide on the best policy for your business.

At American Energy Insurance, we work with you to determine your risks and specific insurance needs. Our team has the know-how and expertise to provide comprehensive coverage that suits your business, and our policies are designed to be flexible so that we can adapt to any changes in your business’s needs. Don’t risk your livelihood any longer. Contact American Energy Insurance at  918-987-9229 or contact@americanenergyinsurance.comso we can begin safeguarding your transportation business!