Business insurance helps you protect what you’ve built.

Safeguard the future of your business with business insurance solutions.

Featured Coverages

Starting a business requires a lot of time and effort. You have invested plenty of your resources into your venture, and it is only reasonable that you shield it against possible mishaps. Although there are measures like preventive strategies, an insurance policy can go a long way in protecting your business. American Energy Insurance (AEI) offers comprehensive coverage to guard your business. 

American Energy Insurance provides energy-related businesses with risk management solutions that are tailored to meet your business specific needs. We help businesses mitigate risks and minimize losses. Call 918-987-9229 and learn how American Energy Insurance business insurance can protect your business! 

Getting Started with American Energy Insurance

Understanding Your Business Risks

No business is immune to risks, and every company is different. Before purchasing business insurance, it is essential to understand the possible risks that your business may face. AEI has an experienced team of professionals who can help you assess your business’s risks and come up with tailored solutions that suit your needs.

Protect Your Assets with AEI

Business insurance can protect your assets if anything goes wrong. Whether it’s damage to your property, a lawsuit, or an employee injury, having proper coverage can help prevent financial losses from hurting your business. It’s essential to make sure you have the right policies to protect your assets, including liability, property damage, and business interruption coverage.

American Energy Insurance Featured Coverages

Your business is your life’s work, and it’s vital to ensure that you have the right insurance coverage in place to protect it from life.  At American Energy Insurance, we work with businesses to tailor risk management solutions that meet individual needs. Our team of experts is dedicated to reducing the potential for future losses and minimizing disruptions to ensure your organization’s uninterrupted success. Featured coverages AE offers include: 

• General Liability Insurance
• Worker’s Compensation Insurance
• Errors and Omissions Liability Insurance
• Environmental Insurance
• Business Auto Insurance

General Liability Insurance

General liability insurance protects against third-party claims of bodily injury or property damage. This coverage is particularly important for businesses in the energy sector, where the risk of accidents and injuries is higher. General liability insurance typically covers things like medical expenses, legal fees, and settlements or judgments that arise from claims made against your business.

Every business should have general liability insurance. American Energy Insurance offers affordable and flexible general liability insurance that covers a variety of risks, including bodily injury, property damage, and slander.

Workers’ Compensation Insurance

If you employ others in your business, Workers’ Compensation Insurance is a must-have. This protects your business in the event that an employee is injured or becomes ill as a result of their work. Workers’ Compensation Insurance is typically mandatory in most states, and it helps protect the business from having to pay out-of-pocket medical expenses and lost wages in case an employee gets injured while on the job. This coverage can also help protect the business from any legal action that may arise from such an incident. This coverage ensures that employees who suffer job-related injuries or illnesses receive compensation for medical expenses and lost wages. With American Energy Insurance, you can customize your workers’ compensation coverage to meet the unique needs of your business.

Errors and Omissions Liability Insurance

Errors and Omissions Liability Insurance protects your business from financial losses resulting from errors or omissions in the products or services you provide or your employees. This type of insurance is particularly important for businesses in the energy sector, where mistakes can have serious consequences. Errors and omissions liability insurance typically covers the cost of legal defense, settlements or judgments, and other related expenses. American Energy Insurance offers comprehensive and cost-effective errors and omissions liability insurance plans.

Environmental Insurance

Environmental insurance protects your business against claims related to environmental damage caused by your business operations. This type of insurance is particularly important for businesses in the energy sector, where the risk of environmental damage is high. Environmental insurance typically covers things like cleanup costs, legal defense, restoring damaged property, and mitigating losses if there is an environmental incident caused by the business. American Energy Insurance specializes in environmental insurance and can help you find the perfect policy for your business.

Business Auto Insurance

Business Auto Insurance safeguards your business against claims of bodily injury or property damage caused by a vehicle owned by your business. The coverage helps protect the business from liability and financial losses that can arise from accidents involving the company’s vehicles. It can also help cover legal costs in case of a lawsuit. American Energy Insurance offers affordable business auto insurance that protects your business’s fleet.

Why Choose AEI Business Insurance

American Energy Insurance has over 47 years of combined experience in the industry. We specialize in providing risk management solutions to energy-related businesses. Our team is made up of experts who understand the unique challenges and risks associated with the energy industry. We offer personalized service, competitive rates, and 24/7 claims assistance, ensuring that our clients get the best service every time.

Mitigate Risks and Minimize Losses

Entrepreneurs often think of business insurance as an unnecessary expense, but the reality is that it’s an investment that protects your company from unexpected losses. Several factors can lead to significant financial losses, such as natural disasters, theft, accidents, or lawsuits. Insurance covers these losses, giving you peace of mind and allowing you to focus on growing your business. American Energy Insurance policies are customized to mitigate risks and minimize losses, so you don’t have to worry about unexpected expenses.

Protect Your Assets

A severe accident or natural disaster can destroy your business assets, such as equipment, inventory, or office space. These damages can significantly impact your business’s operations and financial stability, leading to a halt in production or a loss of clientele. With business insurance, you can protect your assets from such disasters and ensure that your business continues to operate even amid catastrophe. At American Energy Insurance, we offer asset-specific coverage that secures your company’s valuable holdings.

Financial Security and Stability

One of the primary benefits of business insurance is financial security and stability. As a business owner, you are accountable for your company’s financial well-being, and unforeseen losses can cause significant financial distress, especially for small businesses. Insurance covers these losses, giving you the financial support needed to stay afloat, pay bills, and continue your operations. American Energy Insurance provides customized insurance coverage to ensure that you have the support you need when you need it.

Compliance with Regulations

Several states and industries require businesses to have specific types and levels of insurance to operate legally. For example, if you have employees, you may be required to have workers’ compensation insurance. Insurance not only protects your business but also ensures that you comply with state and federal regulations. American Energy Insurance offers industry-specific coverage that helps you stay compliant with regulations and laws.

Provide Peace of Mind

Running a business involves taking risks, but with business insurance, you can have peace of mind knowing that you’re protected. You don’t have to worry about what might happen if something goes wrong because you have insurance coverage that will help you stay afloat. Knowing that your business is protected can reduce stress and allow you to focus on doing what you do best. running your company.

Tailored Coverage for Your Specific Business

Every business is unique, so it’s important to get coverage that’s tailored to your specific needs. American Energy Insurance offers risk management solutions that are customized to meet your business’s precise requirements. We specialize in providing energy-related businesses with the coverage they need to mitigate risks and minimize losses. Our team of experts will work with you to determine exactly what coverage is necessary to protect your business.

Cost-Effective Solutions

One common misconception about business insurance is that it’s too expensive for small businesses. However, the cost of insurance policies is often far less than the potential costs of an accident, lawsuit, or other disruptive event. Work in a specific industry that is hazardous? No problem! We are experts safeguarding businesses in the Oil and Gas Industry and offer comprehensive insurance solutions for Transportation, Operators and Nonoperators, Manufacturer, etc. American Energy Insurance offers cost-effective solutions for businesses of all sizes, ensuring that you get the coverage you need at a price you can afford.

Protect What’s Important with American Energy Insurance

Protecting your business with the right insurance coverage is critical to its success. Whether you’re looking for liability coverage, workers’ compensation, or environmental insurance, American Energy Insurance has got you covered. With our tailor-made policies, you can ensure that your business is protected from unexpected accidents. Investing in insurance coverage is a wise decision that can save money in the long run and provide you and your employees’ peace of mind. With American Energy Insurance, you can focus on growing your business without the fear of any potential losses.